Medicare Disclaimer

Last updated September 16, 2026

This page sets out the disclosures that apply to everything published on comparemedicareadvantage.org. Please read it alongside our Terms & Conditions, Privacy Policy and Editorial Standards.

We are not connected with or endorsed by the United States government or the federal Medicare program

This is a private website operated by an independent licensed insurance agency. It is not affiliated with, endorsed by, or administered by the Centers for Medicare & Medicaid Services, the Social Security Administration, or any other federal or state agency. Nothing on this site is an official government communication.

We do not offer every plan available in your area. Currently, our partners represent approximately 193 organizations that offer 4624 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program to get information on all of your options.

Any plan, carrier, or product discussed on this site is included because it was relevant to the topic, not because it is the only option or the best option for you. Availability, premiums, benefits, provider networks, and drug formularies vary by county and change every plan year.

Enrollment in a Medicare Advantage plan depends on the plan’s contract renewal with Medicare. A plan may change its benefits, service area, provider network or cost sharing from one calendar year to the next, and a plan available this year may not be available next year. Always confirm current plan details with the carrier or on Medicare.gov before enrolling.

You must continue to pay your Medicare Part B premium. $0 premium plans may not be available in all areas.

This website is free to use. We are compensated in two ways. Where a visitor enrolls in a plan through a licensed agent, the insurance carrier pays a commission, as it would for any licensed agent. Where a visitor clicks through to a partner such as an online enrollment platform, we may receive a referral fee or share of revenue from that partner.

You never pay more for a plan by using this site or working with our agents. Medicare plan premiums are filed with and approved by CMS and are identical whether you enroll directly with the carrier, through Medicare.gov, or through a licensed agent.

Compensation does not drive our coverage

Carriers and partners do not review, approve or influence our articles before publication. Where a carrier or plan type is not commissionable to us, we still cover it if it is relevant to the reader. See our Editorial Standards for how we research and review content.

Medicare figures change annually. Premiums, deductibles, out-of-pocket maximums, income-related adjustment amounts and enrollment dates are updated for each plan year as CMS publishes them. Where a page discusses a plan year whose details are not yet final, we say so on the page.

We make every reasonable effort to keep this information current and accurate, but we cannot guarantee that every figure is correct at the moment you read it. Confirm anything you intend to rely on with the carrier, with Medicare.gov, or by calling 1-800-MEDICARE.

Content on this site is general information about Medicare and Medicare Advantage. It is not medical advice, legal advice, tax advice or individualized financial advice, and it does not account for your personal circumstances. Speak with your physician about treatment decisions, and with a qualified professional about legal, tax or financial questions.

Reading this site does not create an agent-client relationship. No coverage is bound until an application is submitted and accepted by the carrier.

Carrier, plan and product names are the trademarks of their respective owners and are used here for identification and comparison only. Their use does not imply endorsement of this site by those companies, or endorsement of those companies by us.

This site links to third-party websites, including government sites and enrollment platforms. We are not responsible for the content, accuracy, availability or privacy practices of any site we link to. Once you leave comparemedicareadvantage.org, the policies of that site apply.

For complete, official and unbiased information about every option available to you, use these free resources:

Resource/What it does

Medicare.gov

The official U.S. government site for Medicare, including the Plan Finder tool that prices every plan available to you.

1-800-MEDICARE

1-800-633-4227, TTY 1-877-486-2048. Available 24 hours a day, seven days a week.

State Health Insurance Assistance Program

Free one-to-one Medicare counseling in your state. SHIP counselors sell nothing and receive no commission.

Social Security Administration

Medicare enrollment, Part B and Part D premium adjustments, and Extra Help applications.

If anything on this page is unclear, or you believe something we have published is inaccurate, tell us through our contact page, and we will review it.

comparemedicareadvantage.org is operated by ZRN Health & Financial Services LLC. We reserve the right to update this disclaimer at any time. The date at the top of this page reflects the most recent revision.